Having good credit is a must. When you have a good track record of paying your bills, it’s easy to get banks and lenders to sign off on a car loan or a mortgage. When you don’t, it affects more than your buying power. You might even run into trouble getting a job in certain industries that require a credit check for employment.
If you’ve had some credit trouble in the past, you know how difficult it can be to rebuild your credit. One of the best ways to do it is to obtain a credit card and use it responsibly. At Addition Financial, we pride ourselves on working with our members to help them repair their credit.
In this guide, you’ll learn everything you need to know about credit cards, including how they work, why you should have one, how to apply and how to use your card responsibly. We’ll also share some basic dos and don’ts, and other valuable information along the way.
Are you ready to take charge of your credit card?
If you’ve had some credit trouble in the past, you know how difficult it can be to rebuild your credit. One of the best ways to do it is to obtain a credit card and use it responsibly. At Addition Financial, we pride ourselves on working with our members to help them repair their credit.
In this guide, you’ll learn everything you need to know about credit cards, including how they work, why you should have one, how to apply and how to use your card responsibly. We’ll also share some basic dos and don’ts, and other valuable information along the way.
Are you ready to take charge of your credit card?
/Screen%20Shot%202019-04-23%20at%205.26.47%20PM.png "Differences Between Banks and Credit Unions")
/Screen%20Shot%202019-04-23%20at%205.27.00%20PM.png "How to Dispute Credit Card Charges")
/Screen%20Shot%202019-04-23%20at%205.27.14%20PM.png "The Pros and Cons of a Credit Card with a Cosigner")
/Screen%20Shot%202019-04-23%20at%205.27.27%20PM.png "How to Ask for a Credit Line Increase")